Deen Dayal Upadhyaya Antyodaya Yojana

Objective:- Promotion of Skill Development and Livelihood opportunities.

The government launched National Rural Livelihoods Mission (NRLM), subsequently renamed as Aajeevika in 2011. It aims at mobilizing all rural poor household into Self Help Groups (SHGs) in a phased manner.  This Mission was rechristined as Deen Dayal Upadyaya Antyodaya Yojana(It replaces both National Rural Livelihood mission(Aajeevika) and National Urbal Livelihood Mission). 

The Mission provides them long term support to attain appreciable increase in incomes over a period of time to improve their quality of life and come out of abject poverty. NRLM also aims at supporting all women SHGs of the poor, including those promoted by other state agencies and Non-Governmental Organizations (NGOs). With a view to make Self Help Group movement more effective, NRLM was strengthened in May, 2013. The key features of the restructured NRLM include: 

(1) mobilization of at least one woman member from each rural poor household in the country into SHG network in a phased manner;

(2) special focus on the mobilization of women from the Scheduled

Castes (SCs) and the Scheduled Tribes (STs), the Particularly Vulnerable Tribal Groups (PVTGs), the disabled and other vulnerable and marginalized household;

(3) promotion of SHG federations at village and cluster levels—Village Level Self Help Group Federations (VLF) at village level and Cluster Federation (CF) at cluster (groups of villages) level; 

(4) provision of Revolving Fund (RF) support at the rate of 10,000-15,000 per eligible SHG to supplement own funds; 

(5) provision of Vulnerability Reduction Fund (VRF) as per norms to eligible VLF to meet community level food security, health and nutrition security and such other priority needs of the poor households; 

(6) intensive support to link each SHG to bank credit such that each SHG member would be able to leverage a cumulative bank credit of 1.00 lakh over a period of 5 to 8 years; 

(7) all women SHGs in selected 150 districts, which include all IAP districts, will be eligible to avail credit at 7 per cent interest upto the maximum credit outstanding of 3 lakh. Women SHGs who will repay in time will get an additional subvention of 3 per cent reducing the effective rate of interest to 4 per cent. It is proposed to

extend this facility to additional 100 districts; 

(8) 25 per cent of NRLM allocation is earmarked for skill development and placement support component which seeks to build the skills of the rural youth and place them in

relatively high wage employment sectors of the economy; and 

(9)  2017-18 Budget has promised to bring 1 crore people out of poverty and to make 50,000 gram panchayats poverty free by 2019, the 150th birth anniversary of Gandhiji.